In this role, you have the opportunity to
To manage and control the credit risk of Philips related to sales on credit to customers.
To be a sparring partner for the Financial Director in managing financial risks in the customer portfolio.
Coordinate with Collections and Dispute activities according to a clear policy to improve efficiency (priority setting, to do lists, shared customers, registration and follow up) and effectiveness (minimal overdue and disputes).
You are responsible for
Timely analyze the creditworthiness of new & existing customers by utilizing the Philips scoring methodology
Perform portfolio management to identify specific industry & customer type credit risk
Assign credit limits & risk categories in cooperation with Sectors
Acquire and maintain guarantees to mitigate credit risk and support sales
Maintain credit files and ensure documentation is submitted correctly for customers
Center of credit risk expertise in the country and credit committee
You are a part of
our Global Competence Center in Łódź , where we centralize our business processes. We bring together supporting roles within HR, Finance, Procurement, Customer Service, Supply Chain and other, enabling you to have a career in an international, cross functional environment. Your future colleagues speak 25+ languages and represent 15+ different nationalities, supporting our operations in 50 countries on a daily basis.
To succeed in this role, you should have the following skills and experience
Credit risk management experience
Master /Bachelor Degree in F&A, Economics or Business Administration preferred
Deep understanding of customer and market needs and structure
Determination to achieve excellent results and excellent analytical skills
Good understanding of F&A processes and tools
Fluent English and German (written and spoken)
Knowledge of SAP preferred
In return, we offer you
A path towards your most rewarding career. Succeeding in this regional role in a complex environment will open many doors for your long term career, in other areas in Philips or otherwise. We also believe that we are at our best as a company when you are at yours as a person. Thus, we offer competitive health benefits, a flexible work schedule and access to local well-being focused activities.
Why should you join Philips?
Working at Philips is more than a job. It’s a calling to create a healthier society through meaningful work, focused on improving 3 billion lives a year by delivering innovative solutions across the health continuum at http://www.philips.com/b-dam/corporate/corporateblog/2016/PhilipsChronicDisease_5.jpg . Our people experience a variety of unexpected moments when their lives and careers come together in meaningful ways. Learn more by watching this video .
To find out more about what it’s like working for Philips at a personal level, visit the Working at Philips page at http://www.philips.com/a-w/careers/healthtech/working-at-philips/working-at-philips.html on our career website, where you can read stories from our employee blog at http://www.usa.philips.com/a-w/our-people/life-at-philips.html . Once there, you can also learn about our recruitment process at http://www.philips.com/a-w/careers/healthtech.html , or find answers to some of the frequently asked questions at http://www.philips.com/a-w/careers/healthtech/faq.html .