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Job Information

Philips Credit Specialist in Lodz, Poland


In this role, you have the opportunity to

  • To manage and control the credit risk of Philips related to sales on credit to customers.

  • To be a sparring partner for the Financial Director in managing financial risks in the customer portfolio.

  • Coordinate with Collections and Dispute activities according to a clear policy to improve efficiency (priority setting, to do lists, shared customers, registration and follow up) and effectiveness (minimal overdue and disputes).

You are responsible for

  • Timely analyze the creditworthiness of new & existing customers by utilizing the Philips scoring methodology

  • Perform portfolio management to identify specific industry & customer type credit risk

  • Assign credit limits & risk categories in cooperation with Sectors

  • Contract Reviews

  • Acquire and maintain guarantees to mitigate credit risk and support sales

  • Maintain credit files and ensure documentation is submitted correctly for customers

  • Center of credit risk expertise in the country and credit committee

You are a part of

our Global Competence Center in Łódź , where we centralize our business processes. We bring together supporting roles within HR, Finance, Procurement, Customer Service, Supply Chain and other, enabling you to have a career in an international, cross functional environment. Your future colleagues speak 25+ languages and represent 15+ different nationalities, supporting our operations in 50 countries on a daily basis.

To succeed in this role, you should have the following skills and experience

  • Credit risk management experience

  • Master /Bachelor Degree in F&A, Economics or Business Administration preferred

  • Deep understanding of customer and market needs and structure

  • Determination to achieve excellent results and excellent analytical skills

  • Good understanding of F&A processes and tools

  • Fluent English and German (written and spoken)

  • Knowledge of SAP preferred

In return, we offer you

A path towards your most rewarding career. Succeeding in this regional role in a complex environment will open many doors for your long term career, in other areas in Philips or otherwise. We also believe that we are at our best as a company when you are at yours as a person. Thus, we offer competitive health benefits, a flexible work schedule and access to local well-being focused activities.

Why should you join Philips?

Working at Philips is more than a job. It’s a calling to create a healthier society through meaningful work, focused on improving 3 billion lives a year by delivering innovative solutions across the health continuum at . Our people experience a variety of unexpected moments when their lives and careers come together in meaningful ways. Learn more by watching this video .

To find out more about what it’s like working for Philips at a personal level, visit the Working at Philips page at on our career website, where you can read stories from our employee blog at . Once there, you can also learn about our recruitment process at , or find answers to some of the frequently asked questions at .