In this role, you have the opportunity to
Manage and control the credit risk of the company related to sales on credit to customers. The Credit Risk Specialist will be a sparring partner for the Financial Director in managing financial risks in the customer portfolio.
You are responsible for
Timely analyzing the creditworthiness of new & existing customers by utilizing the Philips scoring methodology
Performing portfolio management to identify specific industry & customer type credit risk
Assigning credit limits & risk categories in cooperation with Sectors
Timely analyzing and release orders that have valid blocking criteria
Supporting Sector and Legal in restructuring bad debt
Credit insurance activities: maintain local relationships, maximize limit coverage and manage claims
Acquiring and maintaining guarantees to mitigate credit risk and support sales
Maintaining credit files and ensuring documentation is submitted correctly for customers
Communicating with and managing stakeholders, both internal and external
Center of credit risk expertise in the country and credit committee
Compliance of ICS checks.
You are a part of
The role will be situated in Credit and Collection Team within Philips Accounting Operations CEE, based in Warsaw.
To succeed in this role, you should have the following skills and experience
Master/ Bachelor Degree in F&A, Economics or Business Administration
Minimum 3 years of relevant working experience in credit risk management experience
Deep understanding of customer and market needs and structure
Excellent analytical skills
Customer service focus
Determination to achieve excellent results
Good understanding of F&A processes and tools
Excellent communication and negotiation skills
Project management: development and deployment of new processes and procedures
Knowledge of SAP is preferred
Fluent English and Polish (written and spoken).
In return, we offer you
A path towards your most rewarding career. Succeeding in this regional role in a complex environment will open many doors for your long term career also in other areas in Philips. We also believe that we are at our best as a company when you are at yours as a person. Thus, we offer competitive health benefits, a flexible work schedule and access to local well-being focused activities.
Why should you join Philips?
Working at Philips is more than a job. It’s a calling to create a healthier society through meaningful work, focused on improving 3 billion lives a year by delivering innovative solutions across the health continuum . Our people experience a variety of unexpected moments when their lives and careers come together in meaningful ways.
To find out more about what it’s like working for Philips at a personal level, visit the Working at Philips page on our career website, where you can read stories from our employee blog . Once there, you can also learn about our recruitment process , or find answers to some of the frequently asked questions .